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· Named driver: someone who is insured to drive the car, but not as often as the main driver. If you and another person share the driving responsibilities of one car equally, then named driver insurance is not suitable and you should contact your provider to find out the best method of getting sufficient www.doorway.ruted Reading Time: 10 mins. · A named driver is someone who is insured to drive a vehicle in which another person does most of the driving. When driving that vehicle, the named driver will have the same level of cover as the main driver. They may also be referred to as an additional driver. When you compare car insurance with MoneySuperMarket you’ll be allowed to include up to three . · The named insured driver is the main person listed on the insurance policy. It’s typically the owner of the vehicle and the person who drives the vehicle most frequently. For more information about insured drivers, additional drivers, and how they impact your premiums, contact your insurance provider.
Named driver insurance, sometimes known as additional driver insurance, is the additional cover that can be extended to other drivers on your car insurance policy. You, as the main driver, and any named drivers will all be legally allowed to drive your car. Adding a named driver to policy can reduce your premiums, as well as making it cheaper for the named drivers to be insured, especially if they’re a young driver. Some insurers will allow you to add up to three named drivers to your policy. When you add a named driver to your policy, they enjoy all the benefits of that policy. If it’s a comprehensive policy, they get fully comp protection too. This often includes breakdown cover and a courtesy car, if needed. But the risk of that named driver is passed to you – to your policy. What is a named driver policy? If you have a named driver car insurance policy, the only drivers covered the event of a crash are those specifically listed on the auto policy. If you allow your friend — unlisted on the named driver policy — to borrow your vehicle and they get into an accident, you would have no coverage.
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